Credit Officer

RESPONSIBILITIES

• Conducts financial and credit risk analysis for new and existing corporate transactions, aligned with U.S. regulatory standards.
• Prepares executive summaries of credit applications and presents findings to Credit Department management.
• Manages deal and credit approval workflows, ensuring policy compliance and clear communication with stakeholders.
• Tracks client financial performance and portfolio quality; reports key risk events (e.g., downgrades, defaults) promptly.
• Participates in borrower and sector reviews to help front office develop action plans for deteriorating credits.
• Collaborates with front office to assess credit risks, challenge assumptions, and support deal structuring.
• Handles other credit-related assignments and projects as needed.

QUALIFICATIONS AND SKILLS

• 3+ years in credit risk or related field (formal credit training preferred)
• Experience in managing individual accounts or deals
• Bachelor’s in Finance, Business, or related field
  MBA, CFA, or similar credentials preferred
• Strong grasp of corporate finance and credit principles (e.g., securitization, ABL, lease finance)
• Ability to handle high-volume transactions and prepare credit summaries under pressure
• High IT literacy and strong analytical, organizational, and communication skills

• Japanese fluency preferred but not required
  Willingness to learn internal systems and adapt to new cultures

   

LOCATION　New York, NY (Hybrid Work)

SALARY　USD 80,000-130,000

BENEFITS　Medical Dental Vision 401K and others

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